Español

KOFE

Quiz

Do you know where you stand? Take our financial evaluation

Saving money is as personal and as individual as making money. Give us 5 minutes and we’ll give you customized financial advice.

Take Financial Assessment
Image of happy young woman using laptop in office

Coaching

Free financial coaching

Let our financial experts help you achieve your goals

Ask a Coach
Image of three young colleagues filing paperwork at meeting

Options

Getting out of debt is easy

Learn more about your options

Get Started
Image of mature couple sitting and managing expenses at home

Courses

Want to become an expert in personal finance

Try our financial courses

Take a Course
Image of happy husband and wife looking at laptop

Budgeting

Budgeting is the key to success

Keep your finances in shape with this easy tool

Start Planning
Image of woman working with financial papers at home on calculator

Taxes

The ABCs of the IRS: Taxes made simple

No one likes paying taxes. No one likes thinking about taxes. Here’s how to save money (and aggravation) in just a few minutes.

Click Here
Photo of cheerful loving young couple using laptop and analyzing their finances with documents

Search financial topics to help you navigate major life events

Browse our popular topics

banking basics budget analysis Budgeting build budget Buying a Home Debt financial goals getting out Income ratio reduce spending guidelines

Statistics for American households

51%

Only 51% of American adults are financially literate

Marketwatch

1 in 5

Nearly 1 in 5 credit card owners are borrowing 90% or more of their available credit – 15% of these are Gen Z borrowers who have the highest delinquency rates among all other demographics

New York Federal Reserve

55%

Small businesses accounted for 55% of job creation between 2013 – 2023

Bureau of Labor Statistics

1.54%

Only 1.54% of U.S. consumers have a perfect FICO Score of 850

Experian

15.5%

Only 15.5% of homes for sale in 2023 were affordable for the typical U.S. household—the lowest share on record – down from 45% in 2020

Redfin

$1,225

The average American consumer is paying $1,225 a month in credit cards, mortgages and auto loans

Experian

1 out of 3

1 out of 3 Americans believe they’ll never own a home (38%)

Redfin

$1,506

Americans lost an average of $1,506 in 2023 due to financial illiteracy

Financial Educators Council

Latest Webinar

Identity Theft, Fraud, and Cybersecurity

In this free webinar, you’ll learn:

  • 5 simple steps to preventing ID theft
  • What to do if it happens to you
  • How fraud alerts can protect you
View Webinar